health care passes... and the result will be...

Discussion in 'The Backstage' started by oldrockfan, Mar 22, 2010.

  1. oldrockfan

    oldrockfan Well-Known Member

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    health care passes and the result will be:
    1. companies with more than 50 employees will be required by law to provide health insurance. With the crappy economy, that is going to put even more small businesses out of business.
    2. All people will now be required to have health coverage or be subject to hefty fines. For those that are out of work or struggling with lower paying jobs, how are they going to afford it. The "free" health care that was promised is not what is going to happen. In reality, that "free" coverage will cost lower income folks several hundred dollars per month.
    3. The gov will be in control of how health care is administered though. So for older americans, now the gov decides whether you really should get medical care. Are you in your 60s and need a hip replacement? Sorry, that isn't a good use of funds so just take pain meds and get your free wheelchair.
    4. And how are we going to pay for the hundreds of billions the bill will cost? I will let you figure that one out. They say it will be funded primarily by cutting waste in programs like medicare and medicade (See #3). Reality is bigger gov means more taxes.

    The positive here is this will be what might actually cause voters to take notice. I think it is time to take government of the people and by the people back. NO more lifetime politicians!
     
  2. Voxman

    Voxman Moderator Staff Member

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    $omething Had to be done a$ we are $o behind the re$t of the world with thi$ heatlh care thing it ain't funny! ;D The one'$ that have it don't want the other$ to have it, le$t they can pay, otherwi$e Die in the $treets! Follow the money .... cau$e that$ all health care i$ about .. a bu$ine$$, BIG bu$ine$$! Lawyer$ and collection agency'$ get to go after anyone who gets $ick and can't pay! If you can't pay go die in da $treets >:(
     
  3. John J

    John J Active Member

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    I'm still up in the air on this one. I have to find out more of the facts. What confuses me is supposedly there is no govt. run option for health insurance. Why are they saying it'll cost the taxpayers $900B over 10 years? I'm confused.
    My other concern is the insurance industry is just one of the problems with health care in the US. There are many more problems than that. For example, When I was a kid ( like 100 years ago) our family had 1 doctor. He was a general practitioner. You hardly see that anymore.You went to him when something was wrong. He fixed you up. We didn't go very often. Only when something was really wrong. Now days when you get sick, if it's a weekend, you end up at an emergency room. That carries a heavy price. $2300 to get a piece of metal taken out of your eye on a Sunday is utterly obsured.
    It almost seems during the dummying down of America doctors got caught up in it too. Go to the doc now days and they tell you well you need to see a specialist. You pay for the first visit to get referred to another doc that runs a bunch of tests that each cost more money to tell you they can't find anything wrong. Then they send you to another doc who gives you a bunch of scripts for meds to shut you up.
    When my father died in 2003 he spent the last 10 days of his life in a hospital. The cost $114,000. I thought it was rather excessive. Especially considering the outcome. Medicare paid some of it but that put my father over the lifetime cap and I ended up writing a fairly healthy size check. Pretty much wiped out his estate.
    What I thought was ironic about it all was that what my parents accumulated their whole lives was almost wiped out in 10 days. Two weeks would have done it.
     
  4. nynvolt

    nynvolt Member

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    Get ready to pay. I am all for people getting health care. In my state, California, the poor and unemployed get coverage. Of Course we also enjoy the highest state taxes of any state. Who pays those taxes, the rich sure, the ones who actually declare Ca as their primary residence. So who else? Well your in the highest tax bracket in Ca. if you make $45,000.00 or more. $45,000.00 doesn't get you too far in Ca.

    Now lets take the California model and multiply it by a factor of say 80%, assuming 20% of Americans live in Ca. I have no idea just throwing it out there. California is bankrupt and is the 8th largest economy in the world....

    How about our Representative government. Well that's what it is supposed to be. A majority of Americans were opposed to this health care bill but yet it was pushed on through because "it's the right thing to do". Not eating ice cream and pizza is the right thing to do but I don't want a pocket Obama/Pelosi telling me I can't eat it.

    Forced to buy. Since when can the government force anyone to buy something. Like say in a week they decide every American has to buy a Chevrolet and must pay extra to subsidise those who cannot afford one. Hmm, doesn't seem very constitutional to me. I am not alive by privilege. I can avoid buying auto insurance by not driving but would have to commit suicide to avoid paying for health care now, or I can pay 2.5% of my adjusted gross income as a penalty.

    Special deals. If your state had a hurricane at the exact same time Katrina hit, well you get some cash. So come and get it, oh wait, the only state affected by Katrina was Louisiana...

    I've said it before health care can be affordable if they do tort reform and stop frivolous lawsuits. No need to pull the dictator card. I'm sure Hitler felt killing the Jews would be good for his country too.
     
  5. John J

    John J Active Member

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    More about what I was saying earlier about the whole system being in shambles. My wife has been in the process of getting a crown put on a tooth that had been filled years ago that cracked. Last Friday she went in to the dentist to have the crown (finally) put on. From all the dinking around time wise the tooth now is infected. So off to the other dentist that does root canals. She was just here a little while ago. The root canal was $1100. Fifty-five minutes in the dentist chair. $1100!?That is on top of the $850 for the crown that is yet to be put on. Yes we have insurance. But with we pay the first $3000. Insurance picks up 100% beyond the first $3000.
    The point I've been trying to make is that the whole system needs overhauling. The so called Health Care Bill, from what I understand was little more than health insurance reform. It had very little to do with health care.
    I'm all for working people making a decent living, But in my opinion $1100 for an hour is overpriced.
     
  6. oldrockfan

    oldrockfan Well-Known Member

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    yep to all the comments. I can especially feel for the comment about dental cost which is simply nuts. I had to take my older son in for work a couple months ago. The bill for a crown and 2 cavities was over a grand and the copay was almost half of that >:(

    How could a couple hours in the dentist chair cost that much? Medical fees are certainly out of control. I am all for health care reform but not by turning it over to our federal government to run. IMHO, that is like turning over the drug store to the drug dealers to guard. Just look at our govs track record at managing money. Why on earth do we want them to control even more of our lives :BangHead: I was just talking to this with a customer of mine in Austin, Texas. He employs about 65 folks so since it is over 50, it looks like he is going to have to provide health insurance. He said the cost per employee to do that would be thousands of dollars per year. In an environment where business is very, very slow, he said there is no way he can do it. He was saying it will probably force him to do even more layoffs to free up enough dollars to do it. Course if he lays off 16 more employees he falls under the magic 50 employee window so is that the solution? FOrce small businesses to all shrink under 50 employees? :tickedoff:

    IF this thing doesn't get killed off before it takes effect, we are in for serious trouble.
     
  7. John J

    John J Active Member

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    ^^^ See ORF these are some of the questions I still have about this whole deal. Meaning, if a business employs say 60 people do they simply have to provide an insurance carrier for their employees or do they have to pay 100% of the cost. What are the minimum guidelines for coverage? Surely it won't be something where 100% of absolutely everything will be covered. I think only business executives have insurance coverage like that now. Maybe govt. employees too.
    The insurance my wife and I have now through her work we have 2 options. The employer pays a percentage of the cost. We pay the rest. The cost to us depends on which option we choose.
    I agree with you about the govt. being in our lives a little too much in some aspects of our lives. However I also think they should do a better job of making sure the playing field is level rather than tilted to favor big $$$. I'm not asking for a handout. I don't feel I'm entitled to anything more than a FAIR chance to earn a decent living. The way I see it is, if someone is willing to work, they should be able to live, not merely exist. Those that choose to screw others instead of working shouldn't be living large.
     
  8. oldrockfan

    oldrockfan Well-Known Member

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    John, that is good question and one we will have to learn from the experts. The plan summaries I read and what the bus owner I was talking to read just said it will require employers to provide insurance for their employees but did not give details. I would assume the gov will set minimum coverage standards although if they simply said the employers have to have available insurance for employees, that really wouldn't be anything since any company can get an insurance provider to provide a plan. It is the cost that prohibits companies actually using the insurance. I should know, my tiny little company I run even got a quote for insurance coverage. It was going to cost me several hundred dollars per month per employee to get the coverage and it was just a bare bones plan. No way I could afford it so I offer no insurance. My wife works as a realtor and gets our insurance thru a group deal with her office. Her employer pays nothing towards the cost so it is very expensive for us. Would I like to have free coverage? Of course I would! I just know that the money to pay for that has to come from somewhere so am not interested in the gov offering "free" insurance to me because I know who eventually pays for all that "free" coverage.
     
  9. John J

    John J Active Member

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    [quote author=oldrockfan link=topic=20525.msg247632#msg247632 date=1269444873]
    I would assume the gov will set minimum coverage standards although if they simply said the employers have to have available insurance for employees, that really wouldn't be anything since any company can get an insurance provider to provide a plan.
    [/quote] You never know ORF. With the way our polititians
     
  10. John J

    John J Active Member

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    ^^^ Sorry for the mishap. I don't know what happened. Back to what I was trying to say above. This may be another smoke screen and mirror show. Maybe this was all designed to look like it is something it's not. [quote author=oldrockfan link=topic=20525.msg247632#msg247632 date=1269444873]
    Would I like to have free coverage? Of course I would! I just know that the money to pay for that has to come from somewhere so am not interested in the gov offering "free" insurance to me because I know who eventually pays for all that "free" coverage.
    [/quote] Most people realize that almost nothing is really free.
     

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